Sleeper tractorFreightliner
Cascadia
The most common truck on American highways for a reason. Fuel efficient, easy to service at any dealer in the country, and it holds its value.
- 72 or 126 inch sleeper
- Detroit DD15
- Automated transmission
Cascadia · VNL 860 · Utility Dry Vans · Utility Reefers
Get in the seat
of your own truck
You pick the truck or trailer. We buy it and lease it to you, and at the end of the lease it is yours. Weekly or monthly payments, terms up to 60 months, and every credit profile is welcome to apply: good, bruised or none at all.
✓ No minimum credit score✓ Weekly or monthly payments✓ Down payment counts toward ownership✓ Pick your own unit
36 to 60
Month lease terms
Weekly or monthly
Payments matched to how drivers get paid
1 to 2 days
Typical time to a real answer
US spec
Trucks and trailers only
The Lineup
The equipment America runs on
We lease the trucks and trailers that keep their value and keep you working. New and late model, bought from any dealer or private seller in the USA.
Sleeper tractor
Sleeper tractorVolvo
VNL 860
Volvo's flagship long haul sleeper. The biggest, quietest cab in its class, built for drivers who live on the road for weeks at a time.
- 86 inch sleeper
- Volvo D13
- I Shift automated
53 foot trailerUtility
4000D-X Dry Van
The dry van fleets trust for general freight. Composite walls, tough floor, and resale value that protects you if your plans change.
- 53 foot
- Swing doors
- Air ride
53 foot refrigerated trailerUtility
3000R Reefer
The industry standard reefer for produce, meat and food grade loads, paired with a Carrier or Thermo King unit.
- 53 foot
- Carrier or Thermo King
- Food grade
Specs shown are typical. Each unit is leased as configured by the seller.
Truck + Trailer Package
One lease. Truck and trailer.
Pair a Cascadia or VNL 860 with a Utility dry van or reefer and run it as one deal: one down payment, one payment, one company to call. A driver with both is a business, not a driver looking for a seat.
Price a packageLeasing Programs
Straightforward terms, built around real drivers
Typical down payments run 25% to 35%. Leases run 36 to 60 months with weekly or monthly payments, and your down payment goes toward owning the unit at the end. If none of these fit, tell us what you need and we will build it.
New authorities and first trucks
Starter Program
- Down payment
- 30% to 35% down
- Term
- 36 to 48 months
- End of lease
- Down payment applied to buyout
- ▸No minimum credit score required
- ▸CDL holders with real driving experience
- ▸First time owner operators welcome
- ▸Simple paperwork, plain English lease
Most popular
Standard Lease
- Down payment
- 25% to 30% down
- Term
- 36 to 60 months
- End of lease
- Own it at the end
- ▸Weekly or monthly payments matched to your settlements
- ▸Choose your own truck or trailer
- ▸Truck and trailer together on one lease
- ▸Early payoff option written into the lease
For 3 or more units
Small Fleet Program
- Down payment
- 25% down
- Term
- 36 to 60 months
- End of lease
- Structured to fit
- ▸Add units as your fleet grows
- ▸Equipment from any US dealer or private seller
- ▸Trucks and trailers on matching terms
- ▸One dedicated contact for the whole fleet
Also Available
Box Trucks & Straight Trucks
Local delivery and final mile units, dry or refrigerated.
Flatbeds & Step Decks
Steel, combo and aluminum, plus drop decks and Conestogas.
Heavy Duty Pickups
Class 3 to 5 duallies for hotshot work and towing.
Something else?
Car haulers, dump trailers, lowboys and tankers. Pick the unit and we will write the lease around it.
Ask us →
Your truck. Your loads. Your business.
How It Works
Four steps from application to keys
- 01
Send your application
One short form, about a minute. No application fee and no obligation.
- 02
Get your options
Usually within one to two business days we come back with down payment, payment and term options for your profile.
- 03
Pick your equipment
Already found a unit? We buy it. Still looking? We help you find and inspect the right truck or trailer.
- 04
Sign and roll
Documents are signed electronically, we pay the seller, and you pick up the keys. Most deals close in about two weeks.
Why REMKO
Leasing built for people the banks turn away
All credit profiles welcome
Bankruptcy, past repossession, tax liens or no credit file at all. We look at your operation, not just a score.
We are the lessor
REMKO buys the unit and holds the lease itself. No broker in the middle and no handoff to a stranger after you sign.
Your equipment, your choice
No forced inventory. Buy from any dealer or private seller in the United States and we write the lease around it.
Real people, real service
One specialist from application to keys. A direct line, no call center and no runaround.
Straight answers
A clear yes or no, fast. If we cannot help today, we tell you exactly what to fix and when to come back.
Grow into the next unit
Pay as agreed and your next truck or trailer comes easier, with a smaller down payment and faster approval.
What You Need
Six things and you are ready
A short list, no surprises. Have these ready and we can usually give you real numbers in a day or two.
- 01Valid CDL and a clean enough record to get insured
- 02Active USDOT number for interstate for hire work, or one in process
- 03Down payment, usually 25% to 35% of the unit price
- 04Last three months of bank statements
- 05Commercial auto insurance with REMKO listed on the policy
- 062 GPS units on every truck and every trailer, installed before funding
Built for drivers the banks turned away.
Questions
Frequently asked
What credit score do I need?+
There is no minimum. Every credit profile is welcome to apply. We adjust the down payment and term to fit your situation instead of using a score as a reason to say no.
How much do I need down?+
Usually 25% to 35% of the price of the unit. A bigger down payment means a lower payment, and your down payment goes toward owning the unit at the end.
What are the lease terms?+
Most leases run 36 to 60 months with weekly or monthly payments. When the lease is paid out and the buyout is covered, the title is yours.
Can I pick my own truck or trailer?+
Yes. Choose any qualifying unit from a dealer or private seller in the United States. We inspect it, buy it and write the lease around that exact unit.
Do I need my own authority?+
You need an active USDOT number set up for interstate for hire work, or one in process. New authorities are welcome, and we can point you to the right steps if you are just getting set up.
How long does it take?+
You usually hear back in one to two business days. From signed lease to keys in hand is typically about two weeks, depending on the seller.
Can I pay it off early?+
Yes. Every lease includes an early payoff option, and the exact numbers are written into your lease before you sign.
Who carries the insurance?+
You do, the same as with any commercial lease. You carry commercial auto and physical damage coverage with REMKO listed on the policy, and we can point you to agents who write it.
Apply
Get your lease options
Tell us about your operation and the unit you have in mind. A real person reviews every application and comes back with real numbers.